How we work
No product agreements. No institutional ownership. These are structural facts, not marketing claims.
Our firm was established over 25 years ago and has grown significantly through word of mouth and referrals by our clients and other professionals. We look after clients across Tasmania and mainland Australia.
Australia's major banks largely exited financial planning after the Royal Commission. But institutional ownership of advice networks did not. Large licensee groups — many owned by product manufacturers — continue to operate at scale. That scale is built on preferred platform lists, product agreements, and volume arrangements that shape what advisers recommend.
We have never operated within such a network. Every recommendation we make is ours to own — arrived at without reference to a product agreement, a platform volume target, or a licensee's preferred provider list.
That distinction is not subtle. Over a planning horizon of 20 or 30 years, it compounds.
"Institutionally-owned networks are excellent at distributing financial products at scale — that is precisely what they are built to do. We are built for one thing: your financial outcome."
NJBFS is an Authorised Representative of Akumin Financial Planning (AFSL 232706 · ABN 89 051 208 327). Our practice has no product provider relationships, platform volume agreements, volume incentives, or institutional ownership influence — every recommendation reflects our professional judgement alone.
When you ask us for advice, you receive our best professional judgement — not the output of a preferred product list.
